I enjoyed speaking with you earlier! We’re off to a good start. Please review the information in bullet points below – it’s very relevant to our conversation.
- The Dollar’s Weakening Grasp as the Globe’s Major Reserve Currency
- Inflation vs. Interest Rates: Where Are Your Savings Safe?
- Gold’s Performance in a Financial Crisis
- Here’s Why You Should Stay Away from Gold ETFs
- Why Your Financial Advisor Won’t Recommend Physical Precious Metals
Below is a brief outline of the step-by-step process for converting your retirement savings to a Precious Metals IRA.
You’ll see some links below – click the link for a more detailed explanation:
- Birch Gold Group helps you transfer your retirement savings, tax deferred and without penalty
- Your funds go directly to the custodian you choose for your new Precious Metals IRA
- You decide how to allocate your funds into IRA-approved physical precious metals
- The precious metals portfolio you’ve chosen are purchased and then sent to the depository of your choice for safe, secure, insured and audited storage. (Three depository locations across the U.S. are available to select from – learn more about Delaware Depository here.)
- Your precious metals are inventoried, tested for purity and stored in an account under your name. No one claims or owns your precious metals but you.
Your Precious Metals IRA is subject to the same regulations as other IRA and 401k accounts. This means you may sell your metals for cash at any time. They are also available through an in-kind distribution.
Depending on your choice of custodian and depository, there is a set-up charge and annual fees. If you so choose, these fees can be paid from the funds being transferred. (For transfers over $50,000, your first year’s fees are waived entirely.) Here are example fees for one custodian, Equity Trust Company:
There are no fees associated with your account. Birch Gold Group makes money by acquiring large quantities of precious metals at wholesale prices and selling them to customers at retail prices.
You may be wondering if now is the right time to diversify with physical precious metals…
- In this exclusive interview, legendary investor Jim Rogers says the upcoming crisis will be “the worst in my lifetime”
- Steve Forbes recommended everyday Americans should buy gold for “when the authorities muck up”
- The stock market remains severely overvalued according to experts – among them, Dr. Robert Shiller, who won the Nobel Prize in Economics. His Shiller PE Ratio estimates stocks must fall a minimum of another 40% before reaching their historic average valuation
- The dollar’s role in global commerce is on the decline, according to the International Monetary Fund – and the U.S. has relied on foreign dollar buyers to finance our $31 trillion debt for decades now…
- Based on historical records, once inflation goes above 8% (which it has), on average, it takes about 10 YEARS to subside below 3%.
- For these reasons among others: institutions, central banks and individuals continue to move into gold and silver in record numbers…
Birch Gold Group has worked very hard over the years to build the best reputation in the entire industry. Since 2003, we’ve helped over 21,000 families across the nation secure a portion of their savings with physical precious metals. We maintain an A+ rating with the BBB and have countless glowing reviews from satisfied customers.
I believe this is definitely the best way to preserve and protect your assets from losing further value, while building true, lasting wealth at the same time. I look forward to assisting you.
Warmest regards,
Peter Reagan
Here are some additional charts and research for your review…
The dollar’s declining purchasing power
Data via St. Louis Federal Reserve
A $100 bill printed on January 1, 2000 has lost nearly half its purchasing power over the last two decades. Just “saving money” is no longer enough to ensure your financial stability.
Gold’s proven track record since the beginning of the Covid panic
Gold price via World Gold Council; S&P 500 performance data via St. Louis Federal Reserve. Data retrieved 18 January 2023.
Gold has a historic reputation as a safe haven asset that offers shelter during times of crisis. Then, when the crisis passes, gold’s long-term reliability as a store of value continues to deliver results.
Gold delivers long-term value
Most people think of gold as a hedge against inflation, rather than a growth asset. A simple look at recent history demonstrates that gold has delivered a significant average annual return since 2003, outperforming most so-called “alternative” asset classes.
Global central bank gold buying reaches 70-year record
Globally, central banks have added to their gold reserves for 13 straight years. Total central bank gold buying in 2022 to 1,136 tons – the second-highest level of net purchases on record (dating back to 1950, the year record-keeping began). The World Gold Council polled central bankers and learned that they buy gold for many of the same reasons individuals do:
- Performance during times of crisis
- Long-term store of value/inflation hedge
- No default risk
- Effective portfolio diversifier
Cyclically-adjusted price-to-earnings ratio (CAPE or Shiller PE) significantly above its historical average
The Shiller price-to-earnings ratio shows the multiple that the S&P 500 trades over its average, inflation-adjusted 10-year average earnings (also known as the Cyclically Adjusted PE Ratio (CAPE Ratio), Shiller PE or PE 10). Data via Multpl.com and Robert Shiller
Nobel Prize-winning Yale University professor Robert Shiller developed this metric of the stock market’s valuation, which is a way of expressing how much stock investors are willing to pay for the possibility of future growth. Over the long run, stock market valuation tends to revert to its mean. This indicator gives investors an overview of the stock market and shows whether it’s over- or undervalued. A 10-year period is used to smooth out fluctuations in profits that occur from quarter to quarter. The higher the Shiller PE ratio, the more expensive stocks are. (In other words, above-average Shiller PE indicates below-average returns for stocks.)
This is a more reasonable market valuation indicator than the more common price-to-earnings or PE ratio because it eliminates short-term fluctuations caused by variations of profit margins by measuring a 10-year period.
Note that the Shiller PE ratio is not a measurement of the value of stocks. Rather, as Shiller pointed out in his book Irrational Exuberance, it is a measurement of investors’ hopes of future growth. As the chart makes clear, extremely high readings are frequently followed by painful reversions toward the historical median value.
